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Maine Adult Education Association

Belfast Adult Education

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6B Lions Way • Belfast, Maine 04915 • (207)338-3197 • Fax: (207)338-2960

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This course provides an opportunity to learn about the home buying process in a neutral environment. Buyers who have taken home buying classes are more confident when asking questions and making decisions about homeownership and loan products. Education gives buyers the tools they need to avoid predatory lending and possible foreclosure.

The ten-hour course is valuable to anyone considering a home purchase and is required for many down payment assistance and other lending programs for first-time homebuyers.  The course will help you make good choices about becoming a homeowner and selecting a home that meets your needs and matches your financial resources.  The course provides step-by-step instruction on all aspects of the home buying process from application to closing, as well determining how much home you can afford; budgeting for homeownership expenses; how credit affects home buying; resources for down payment assistance; mortgage financing options; real estate contracts; and home inspections.  The certificate obtained from taking the class is goof for two years. 

About the instructor:  Heather Massow, certified housing counselor and educator has worked with Penquis for more than nine years.  She currently works with clients who are facing foreclosure, teaches home buyer education classes and works one-on-one with pre-purchase clients helping them become credit-ready. Previously, she worked in the mortgage banking industry for about 14 years processing, originating and closing loans. Recently Heather joined the board of the Bangor chapter of Habitat for Humanity and is on the Family Selection Committee. Heather especially enjoys working with her foreclosure clients and finds the process rewarding. In her spare time, you will most likely find Heather riding her Morgan horse Magic or doing anything horse-related. 

04/23   MTWTh          1wk     5:30-8:00         $40      BAHS



Posted by Darrell Gilman  on March 28, 2018

Welcome to our website!

Welcome to our web site!  We hope that you will take advantage of the exciting features designed to make locating and registering for courses much easier.  Our website is a part of the Maine Adult Education Portal, sponsored and managed by the Maine Adult Education Association. When you visit the new MAEA website online at, you can search for courses and programs statewide to find the perfect class closest to where you work or live.  Some of these features include:  Registering online if your program permits it, read the Latest news and events and review Frequently Asked Questions.  Thank you, and we hope you enjoy this adult education website.


Posted by Darrell Gilman  on November 9, 2008 | Read more in: News


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6B Lions Way • Belfast, Maine 04915 • (207)338-3197 • Fax: (207)338-2960